Are there any Baby Boomers on your Christmas gift list? Anyone born between 1946 and 1964 qualifies in the group, which is made up of some 81 million Americans. Even the youngest Boomers are starting to qualify for senior citizen discounts on the Denny’s menu. And none too soon, since seniors are earning far less in Southern California, where Reverse Mortgage Certified is located, than necessary to make ends meet. So, this year, as you assemble your gift-giving “to do” list, consider these ideas, which could help brighten the holiday season for a senior you love:
People of all ages have favorite sweet or savory foods they love to stock up on. Consider either a one-time purchase or an annual subscription for cheese, nuts, fruit, candy, wine or flowers.
Since most Baby Boomers have lots of “stuff,” think outside of the box this season. Instead of buying them something they’ll have to store and dust, invest in a bucket list item, such as indoor skydiving, bowling or handmade gift certificates good for time with their grandkids. Or, how about a gift card good for a nice meal out?
Does your gift list include someone who likes to quit, crochet, knit or garden? Activities such as these require materials. So, purchase basics like yarn, needles, seeds or saplings. If hobbies aren’t their thing, maybe that’s because they haven’t figured out how they want to spend time during retirement. The holidays are a great opportunity to provide a few ideas as well as associated materials.
It’s never too late to learn. So, enroll your Baby Boomer in a class or pre—pay for something at the local college or community center. If mobility is an issue, consider an online class. No matter their interest, webinars provide infinite options, such as cooking, dancing, piano, guitar, photography, creative writing…to name a few!
Photos of loved ones or other reminders of shared experiences, such as shadow boxes, are great gifts for Baby Boomers. Take advantage of apps or websites that turn stacks of digital pics into personalized books, mugs, tote bags or clothing. Other ideas include objects from the past that have emotional meaning.
About Reverse Mortgage Certified
After a lifetime of hard work and sacrifice, your loved one deserves to live comfortably instead of scrounging. At Reverse Mortgage Certified, we love to help homeowners improve their financial situation by taking out a reverse mortgage. Wouldn’t you rather your parent or grandparent get a check each month rather than having to scrimp and save to pay the mortgage?
If they own their own home, they could be eligible. If you have questions about how much reverse mortgage capital they might qualify for, contact Manny LaFosse, your certified reverse mortgage consultant. Residents of Los Angeles County and North Orange County should look to the experts at Reverse Mortgage Certified for great rates and information about the reverse mortgage loans as well as several other available financial options. Call our senior hotline today to find out if a reverse mortgage may be right for you or for someone you love (855) 444-9798.